Specialized compliance support for Nidhi Companies - Expert Assistance
Nidhi Company Compliance Services in Ambala
Stay 100% Compliant with MCA & Nidhi Rules
Expert CA/CS Support
- Starting @
₹4,999
Only
100% Online Process. Nidhi Status Protection. Timely Filings Guaranteed.
Annual Return Filing (MGT-7)
Financial Statements (AOC-4)
NDH-1, NDH-2, NDH-3, NDH-4 Forms
Half-Yearly Return (NDH-3)
Statutory Audit Coordination
Director KYC & Compliance
Expert Consultation in Minutes
What Sets Us Apart
Nidhi Compliance Specialists
500+ Nidhi Companies Served
Zero Status Revocation Record
0
Companies Incorporated
Registered nationwide with expert guidance
0
Customer Happiness
Positive feedback from founders
0
Years of Experience
Trusted by entrepreneurs since 2020
0
Certified Experts
Specialists in company formation
HEAR WHAT OUR CUSTOMERS HAVE TO SAY
India's one of the highest-rated legal tax and compliance guidance platform.
4.9 out of 5
(8521)
Verified
Siddhu ManojFounder & CEO of Two-LYP Computations Pvt. Ltd.
“Incorporating my Startup with IncorpX was an incredibly smooth and hassle-free experience. The team was highly professional, guiding us every step of the way with clear communication and prompt support. The registration process was fast, and every detail was handled with precision and accuracy. Highly recommend IncorpX for anyone starting a business.”
Abhishek LohaniDirector at Lohani Learnings
“Company is good and service is also smooth. I used their compliance service and the response was timely with no delay and price are also convenient. They are always available to cater your need.”
Chandan Kr. ChaudharyFounder of Creative Minds
“I am very satisfied with the team of IncorpX for providing the top notch services. Team of IncorpX was giving the update on daily basis was one of the best thing which I experience in Corporate. keep doing it. Thank you!”
Jayavijaya SJFounder of Agro Farms
“Don't think twice.Got my company incorporates here. Tbh very impressed by the quality of service provided by this team. Very organized and friendly team. Had a smooth and peaceful experience. Timely regular updates were provided by the team. Overall a great experience.”
Anoop KrishnanFounder of EIGHTH DAY FORGE
“It's rare to find a service provider who makes the process feel personal - IncorpX absolutely did. From day one, they patiently explained every detail without any jargon, making it easy to understand and stress-free. There was zero chasing, no delays-just efficient, smooth execution all the way through. I felt supported, heard, and confident at every step of registering my company EIGHTH DAY FORGE (OPC) Private Limited. Thanks to Mr. Sriram and his wonderful team.”
Ramesh LankeFounder of EKnal Technologies
“IncorpX made the entire registration process for our company, EKnal Technologies, smooth and stress-free. Their team was professional, efficient, and incredibly supportive from start to finish. Highly recommend them to any founder looking for a reliable partner in their business journey! Special shoutout to Sriram and Aswin-your support, clarity, and responsiveness made the whole process incredibly smooth.”
682+
Companies Registered Monthly
1059+
Client Testimonials & Growing
251+
Professional Network
WHY CHOOSE US?
Expert Legal Team
Professional team with deep expertise in incorporation laws.
Fast Turnaround
Swift business registration with streamlined documentation handling.
Dedicated Support
One-on-one support from consultation to certificate delivery.
Complete Documentation
End-to-end documentation support with 100% accuracy guarantee.
Business Growth Tools
Access to startup resources, templates, and business guides.
24/7 Customer Service
24/7 support available via chat, email, and phone.
Keep Your Nidhi Company 100% Compliant in Ambala?
Protect your Nidhi status with complete annual compliance support from expert CAs and CSs - starting at ₹4,999
HERE'S HOW IT WORKS
1. Fill the Form
Complete the quick inquiry form above.
2. Call to discuss
A dedicated expert will call to understand your requirements.
3. Manage Your Nidhi Company Compliance
Get professional assistance with NDH forms, ROC filings, and statutory requirements. We handle everything.
SIMPLE & TRANSPARENT PRICING
MOST POPULAR
Nidhi Company Annual Compliance Package in Ambala
₹4999 /one-time
Complete within 6 days
Quick 6-day delivery 100% guaranteed
Annual Return Filing (MGT-7)
Financial Statement Filing (AOC-4)
Half-Yearly Return (NDH-3)
Director KYC (DIR-3 KYC)
Board Meeting Minutes Drafting
AGM Minutes & Documentation
Statutory Register Maintenance
Statutory Audit Coordination
NDH Form Filing Support
Dedicated CA/CS Support
*Govt fees charged at actuals based on your company type
4.9/5 based on 1059+ reviews
Money back guarantee
Safe transactions
5-star service
IncorpX Prime
Premium incorporation service designed for founders who value speed, compliance, and dedicated support.
Key Benefits
Priority handling by senior registration experts.
Documentation completed in 1 business days.
Anytime access to our support team.
Important Notes
Priority name reservation to secure your preferred company name.
Backup names prepared in case your first choice is unavailable.
Package includes first-year compliance services: auditor appointment, annual filings, and related obligations.
Nidhi Company Compliance refers to the specialized legal and regulatory requirements that every Nidhi Company must fulfill after incorporation. Governed by the Companies Act, 2013, Nidhi Rules, 2014 (as amended in 2019), and regulated by the Ministry of Corporate Affairs (MCA), Nidhi compliance is more stringent than regular company compliance due to the financial nature of Nidhi operations involving member deposits and loans.
A Nidhi Company is a type of Non-Banking Financial Company (NBFC) that operates on the principle of mutual benefit. It accepts deposits from members and provides loans to members only. Unlike other NBFCs, Nidhi Companies are regulated by the MCA (not RBI), but must follow strict compliance requirements to maintain their Nidhi status and continue operations legally.
The key compliance requirements for Nidhi Companies include filing specialized NDH forms (NDH-1, NDH-2, NDH-3, NDH-4), regular ROC filings (AOC-4, MGT-7), maintaining prescribed Net Owned Funds (NOF) and member ratios, conducting board meetings and AGM, and filing half-yearly returns with ROC.
At IncorpX, we provide specialized Nidhi Company Compliance Services tailored for the unique requirements of Nidhi Companies. Our team of expert Chartered Accountants (CAs) and Company Secretaries (CSs) with deep Nidhi expertise ensures your company remains compliant with all MCA and Nidhi Rules requirements.
What is Nidhi Company Compliance?
Nidhi Company Compliance encompasses all the statutory, regulatory, and legal requirements specific to Nidhi Companies under the Companies Act, 2013 and Nidhi Rules, 2014. Due to the financial intermediary nature of Nidhi operations, compliance requirements are more stringent than regular companies.
Under the amended Nidhi Rules, 2019, newly incorporated Nidhi Companies must file Form NDH-4 within 120 days of incorporation to obtain Nidhi status. Existing companies must maintain strict compliance with membership numbers, Net Owned Funds (NOF), and deposit-to-loan ratios as prescribed.
Non-compliance with Nidhi Rules can lead to severe consequences including revocation of Nidhi status, heavy penalties, director disqualification, and even prosecution under the Companies Act. The company must maintain minimum 200 members, ₹20 lakhs NOF, and 1:20 NOF to deposit ratio within prescribed timelines.
Key Compliance Categories for Nidhi Companies:
NDH Form Compliance:
Filing of NDH-1, NDH-2, NDH-3, and NDH-4 forms as applicable for Nidhi status and operations.
Annual ROC Compliance:
Yearly filings including AOC-4, MGT-7, DIR-3 KYC, and ADT-1 like regular companies.
Ratio Maintenance:
Maintaining prescribed NOF, member ratios, and deposit-to-NOF ratios throughout the year.
Half-Yearly Compliance:
Filing NDH-3 (half-yearly return) disclosing financial position and compliance status.
Important Warning!
Under the amended Nidhi Rules, 2019, the Central Government can remove the Nidhi status if the company fails to comply with prescribed requirements. Once status is revoked, the company cannot use "Nidhi" in its name, cannot accept deposits from members, and must repay all existing deposits immediately. This makes timely compliance absolutely critical!
Key Requirements for Nidhi Companies Under Nidhi Rules in Ambala:
Nidhi Companies must meet specific requirements to obtain and maintain their Nidhi status.
Here are the key requirements under Nidhi Rules, 2014 (as amended):
Minimum Members:
A Nidhi Company must have a minimum of 200 members within one year from incorporation.
The company cannot accept deposits or provide loans until it achieves this membership requirement.
Net Owned Funds (NOF):
Must maintain minimum ₹20 lakhs NOF within one year. NOF means the aggregate of
paid-up equity share capital and free reserves minus accumulated losses and intangible assets.
NOF to Deposit Ratio:
The ratio of NOF to deposits should not exceed 1:20. This means the company
cannot accept deposits more than 20 times its Net Owned Funds.
Unencumbered Deposits:
At least 10% of deposits outstanding at the end of each year must remain
unencumbered (not lent out), maintained in scheduled bank term deposits.
Failure to meet these requirements can result in the Central Government directing removal
of Nidhi status under Rule 6 of Nidhi Rules, 2014.
What Are the Key Features of Our Nidhi Compliance Services in Ambala?
Our Nidhi Company Compliance Services are designed specifically for the unique regulatory requirements of Nidhi Companies. Here are the standout features that make IncorpX the preferred compliance partner:
1. Nidhi Status Protection
We monitor all Nidhi Rule requirements to ensure your company maintains its Nidhi status without any risk of revocation.
2. Complete NDH Filing
End-to-end handling of NDH-1, NDH-2, NDH-3, and NDH-4 forms as applicable to your Nidhi Company.
3. Nidhi Specialists
Dedicated CA/CS professionals who specialize in Nidhi Company compliance and understand the unique requirements.
4. Ratio Monitoring
Continuous monitoring of NOF, member ratios, and deposit limits to ensure compliance throughout the year.
5. Compliance Calendar
Customized calendar for all Nidhi-specific due dates - NDH-3, AOC-4, MGT-7, and board meetings.
6. Audit-Ready Records
Properly maintained books of accounts and registers ready for statutory audit and ROC inspection.
7. Notice Handling
Expert support for responding to MCA notices, show cause orders, and compliance queries promptly.
8. Penalty Protection
Proactive compliance management ensures you never face late filing penalties or status revocation.
9. Pan-India Service
100% online process. We serve Nidhi Companies across all states and ROC jurisdictions in India.
10. Meeting Documentation
Complete drafting of board resolutions, AGM minutes, and all meeting documentation as per Companies Act.
Benefits of Professional Nidhi Compliance Services in Ambala:
Why should Nidhi Companies invest in professional compliance services? It's about protecting your Nidhi status and avoiding severe penalties. Here are the compelling benefits:
Protect Nidhi Status
Proper compliance ensures your Nidhi status remains valid and is not revoked by the Central Government.
Avoid Heavy Penalties
Timely filings prevent penalties ranging from ₹100/day to ₹10 lakhs and potential prosecution.
Member Confidence
Compliant Nidhi Companies build trust with members, essential for deposit mobilization and growth.
Ratio Compliance
Expert monitoring of NOF, member, and deposit ratios to stay within Nidhi Rules requirements.
Save Time & Resources
Outsource complex Nidhi compliance to specialists so your team can focus on member services.
Growth Ready
Clean compliance records are essential for expanding member base and deposit mobilization.
Protect your Nidhi status with IncorpX!
NDH Forms - Nidhi-Specific ROC Filings:
Nidhi Companies have specialized form requirements beyond regular company filings. Here's a comprehensive guide to all NDH forms and their purposes:
Form
Purpose
When to File
Penalty for Non-Compliance
NDH-1
Application for declaration as Nidhi Company (for companies incorporated before Sept 2019)
Within 1 year of meeting Nidhi requirements
Cannot operate as Nidhi until filed
NDH-2
Application for extension of time for meeting Nidhi requirements
Before expiry of initial timeline
Nidhi status may be revoked
NDH-3
Half-yearly return containing financial position and compliance status
Within 30 days of end of each half-year (April 30 & October 30)
₹100/day penalty
NDH-4
Application for obtaining Nidhi status (for companies incorporated after Sept 2019)
Within 120 days of incorporation
Cannot operate as Nidhi
AOC-4
Filing of annual financial statements
Within 30 days of AGM
₹100/day (max ₹10 lakhs)
MGT-7
Annual return with company and member details
Within 60 days of AGM
₹100/day (max ₹10 lakhs)
DIR-3 KYC
Director KYC verification
By September 30 each year
₹5,000 + DIN deactivation
ADT-1
Auditor appointment intimation
Within 15 days of AGM
₹300/day
Nidhi Company Compliance vs Regular Company Compliance:
Nidhi Companies have additional compliance requirements beyond regular companies. Here's a comparison to understand the differences:
Compliance Aspect
Nidhi Company
Regular Private Limited
Governing Rules
Companies Act + Nidhi Rules, 2014
Companies Act, 2013 only
Specialized Forms
NDH-1, NDH-2, NDH-3, NDH-4 required
Not applicable
Half-Yearly Returns
Mandatory (NDH-3)
Not required
Member Requirements
Minimum 200 members within 1 year
Minimum 2 members (max 200)
Capital Requirements
₹20 lakhs NOF within 1 year
No minimum capital
Ratio Compliance
NOF:Deposit ratio 1:20 mandatory
Not applicable
Status Revocation Risk
High - can lose Nidhi status
Can be struck off for non-compliance
Complexity
High - specialized knowledge needed
Moderate - standard company compliance
Documents Required for Nidhi Company Compliance in Ambala:
Certificate of Incorporation (CoI)
Nidhi Status Declaration (if applicable)
Company PAN Card
Memorandum & Articles of Association
All Directors' PAN & Aadhaar
Digital Signature Certificates (DSC)
Member Register with 200+ members
Deposit and Loan Registers
Complete Document Checklist for Nidhi Compliance in Ambala:
To ensure smooth and timely compliance, organize all documents systematically. Here is the comprehensive document checklist for Nidhi Company compliance requirements:
Category
Document Type
Purpose
Required For
Company Documents
Certificate of Incorporation
Proof of registration and CIN
All MCA filings
Nidhi Status Declaration
Proof of Nidhi recognition
NDH-1/NDH-4 acknowledgment
MoA and AoA
Company constitution with Nidhi objects
All filings, amendments
Financial Documents
Audited Financial Statements
Balance Sheet, P&L, Notes
AOC-4, NDH-3
Deposit Register
Record of all member deposits
NDH-3, statutory audit
Loan Register
Record of loans to members
NDH-3, statutory audit
Member Documents
Member Register
Complete list of 200+ members
NDH-3, MGT-7
Share Register
Shareholding details of members
MGT-7, audit
KYC Documents of Members
Identity and address proof
Member onboarding, audit
Director Documents
Director PAN Card
Director identification
DIR-3 KYC, DIR-12
Director Aadhaar Card
Address verification
DIR-3 KYC
Digital Signature Certificate (DSC)
Electronic signing of forms
All MCA filings
How Our Nidhi Compliance Process Works:
Our streamlined compliance process ensures every filing is done accurately and on time. At IncorpX, we make Nidhi Company compliance simple and stress-free. Here's how it works:
Step 1: Nidhi Status Assessment
We review your company details, Nidhi status, member count, NOF, and current compliance status. This includes identifying any pending compliances, ratio issues, or status-related concerns.
Step 2: Compliance Calendar Setup
We create a customized compliance calendar for your Nidhi Company with all due dates - NDH-3, AOC-4, MGT-7, board meetings, and AGM. Automated reminders keep everyone informed.
Step 3: Ratio Monitoring
Our team monitors your member count, NOF, and deposit ratios throughout the year to ensure you remain compliant with Nidhi Rules at all times.
Step 4: Document Collection & Preparation
We collect necessary documents and prepare all forms - NDH-3, AOC-4, MGT-7, and other filings. Every document undergoes quality review.
Step 5: Filing & Submission
Forms are filed on the MCA portal using authorized DSCs. We track submissions and follow up with ROC if needed to ensure successful processing.
Step 6: Confirmation & Status Protection
You receive filing confirmations and acknowledgments. We maintain records and continuously monitor Nidhi status compliance for your peace of mind.
Protect your Nidhi status with IncorpX!
Annual Compliance Calendar for Nidhi Companies:
Here's a comprehensive annual compliance calendar for Nidhi Companies. Following this calendar ensures your Nidhi Company remains compliant and maintains its status:
Due Date
Compliance
Form/Requirement
Penalty for Non-Compliance
April 30
Half-Yearly Return (Oct-Mar)
Form NDH-3
₹100/day per form
May-June
Statutory Audit Completion
Auditor's Report
AOC-4 cannot be filed
June 30
DPT-3 Filing (if applicable)
Form DPT-3
₹100/day per form
September 30
AGM (within 6 months of FY end)
AGM Minutes
₹1 lakh + ₹5,000/day
September 30
DIR-3 KYC for all directors
Form DIR-3 KYC
₹5,000 + DIN deactivation
Within 15 days of AGM
Auditor Appointment
Form ADT-1
₹300/day
Within 30 days of AGM
Financial Statements
Form AOC-4
₹100/day (max ₹10 lakhs)
Within 60 days of AGM
Annual Return
Form MGT-7
₹100/day (max ₹10 lakhs)
October 30
Half-Yearly Return (Apr-Sep)
Form NDH-3
₹100/day per form
Quarterly
Board Meetings (4/year)
Board Minutes
Penalties under Companies Act
Year-round
Maintain 200+ members
Member Register
Nidhi status revocation risk
Year-round
Maintain NOF:Deposit 1:20 ratio
Financial Monitoring
Nidhi status revocation risk
Why Choose IncorpX for Nidhi Compliance in Ambala?
Nidhi Specialists: Deep expertise in Nidhi Rules and MCA requirements.
Status Protection: Zero Nidhi status revocation record across clients.
Ratio Monitoring: Continuous monitoring of NOF and deposit ratios.
Timely Filings: NDH-3, AOC-4, MGT-7 filed well before due dates.
Complete Coverage: All Nidhi-specific and regular ROC filings.
Dedicated Support: Expert CA/CS assigned for your Nidhi Company.
FAQs on Nidhi Company Compliance
Managing Nidhi Company compliance requires understanding specialized Nidhi Rules beyond regular company requirements. We've compiled answers to the most frequently asked questions to help Nidhi Companies maintain their status and stay compliant.
These FAQs cover everything from NDH forms to ratio requirements, helping Nidhi Company administrators make informed decisions.
Nidhi Company annual compliance includes filing Form AOC-4 (financial statements), Form MGT-7 (annual return), Form NDH-3 (half-yearly return - twice a year), DIR-3 KYC for directors, minimum 4 board meetings, 1 AGM, and maintaining required member count and NOF ratios.
Form NDH-3 is a half-yearly return that Nidhi Companies must file with ROC. It contains details about the company's financial position, member count, deposits, loans, NOF, and compliance with Nidhi Rules. It must be filed within 30 days of each half-year end (April 30 and October 30).
A Nidhi Company must have a minimum of 200 members within one year from incorporation. Failure to achieve this number can result in the company losing its Nidhi status and being unable to accept deposits or provide loans.
Net Owned Funds (NOF) is calculated as: Paid-up equity share capital + Free reserves - Accumulated losses - Intangible assets. Nidhi Companies must maintain minimum ₹20 lakhs NOF within one year and ensure the NOF to deposit ratio does not exceed 1:20.
If Nidhi status is revoked:
The company cannot use "Nidhi" in its name
Cannot accept deposits from members
Must repay all existing deposits
Directors may face disqualification
Company may be treated as irregular NBFC
Form NDH-4 is the application for obtaining Nidhi status for companies incorporated after September 2019. It must be filed within 120 days of incorporation. Without NDH-4 approval, the company cannot operate as a Nidhi.
The ratio of Net Owned Funds to Deposits should not exceed 1:20. This means a Nidhi Company cannot accept deposits more than 20 times its Net Owned Funds. Exceeding this ratio is a violation of Nidhi Rules.
Yes, statutory audit is mandatory for all Nidhi Companies, regardless of their turnover or deposits. A practicing Chartered Accountant must audit the financial statements before filing AOC-4.
A Nidhi Company must hold a minimum of 4 board meetings per financial year. The gap between two consecutive meetings should not exceed 120 days. This means roughly one meeting per quarter.
Late filing of NDH-3 attracts a penalty of ₹100 per day. Continued non-filing can lead to show cause notices from ROC and potential revocation of Nidhi status.
No. A Nidhi Company can only accept deposits from its members. Accepting deposits from non-members is a violation of Nidhi Rules and can lead to serious consequences including status revocation.
Nidhi Companies must maintain at least 10% of deposits outstanding as unencumbered term deposits in scheduled banks. This ensures liquidity for member withdrawals.
No. Nidhi Companies can only provide loans to their members. Lending to non-members is prohibited under Nidhi Rules and attracts severe penalties.
Form NDH-1 is the application for declaration as Nidhi Company for companies incorporated before September 2019 that had "Nidhi Limited" in their name. It's used to formally obtain Nidhi status from MCA.
A Nidhi Company can provide loans up to maximum of ₹15 lakhs to a single member. The loan amount cannot exceed the total deposits made by that member or 15 lakhs, whichever is lower.
No. Unlike other NBFCs, Nidhi Companies are exempted from RBI registration. They are regulated by the Ministry of Corporate Affairs under the Companies Act and Nidhi Rules.
Form NDH-2 is the application for extension of time to meet Nidhi requirements. If a company cannot achieve 200 members or ₹20 lakhs NOF within one year, it can apply for extension through this form.
Nidhi Companies must maintain:
Register of Members
Register of Deposits
Register of Loans
Register of Directors
Minutes Book
Loan Ledgers
Nidhi Company compliance costs are higher than regular companies due to additional NDH form requirements. At IncorpX, comprehensive Nidhi compliance packages start from ₹4,999, covering all NDH forms and regular ROC filings.
IncorpX provides comprehensive Nidhi Company compliance support including:
